Applying for a UK spouse visa is a major step for couples planning to live together in the UK. For most applicants, the key question is cost: the Home Office application fee, the Immigration Health Surcharge (IHS), and a range of additional charges can add up quickly. This guide explains what you should expect to pay and how the rules work, so you can plan your application with confidence and avoid avoidable expense.
What this article is about: A comprehensive, publication-ready overview of UK spouse visa fees under the family route, including Home Office fees, IHS rates, priority services, biometrics and common additional costs. It also clarifies eligibility criteria relevant to fees (financial requirement, English language, accommodation), transitional income rules for pre–11 April 2024 applicants, the savings formula, and practical budgeting considerations. Legal references include the Immigration Rules (Appendix FM and Appendix FM-SE) and current Home Office fee schedules.
Section A: UK Spouse Visa Overview
In UK law, the route commonly called the “spouse visa” sits within the broader family route under Appendix FM of the Immigration Rules. It allows an eligible partner of a British citizen or a person settled in the UK to live, work and study here. If granted outside the UK, initial permission is typically 33 months; if granted inside the UK, 30 months. Most applicants then extend for a further 30 months and, after five years’ continuous residence, may become eligible to apply for indefinite leave to remain (ILR), subject to meeting all requirements at each stage.
Each application stage carries fees. You pay the application fee and the IHS at the point of submission. If a decision is refused, fees are generally not refunded (unless the application is withdrawn before consideration or falls within a narrow refund category). Because fees are re-payable on re-application, eligibility checks and well-prepared evidence are critical.
1. Eligibility at a glance
To qualify under the partner route you must meet relationship, age, financial, English language and accommodation requirements, and pass the suitability (good character) checks. The headline points are summarised below; detailed proof requirements are set out in Appendix FM and Appendix FM-SE.
2. Relationship requirements
Applicants may apply as a spouse, civil partner, or unmarried partner. For unmarried partners, you must show at least two years’ cohabitation in a relationship akin to marriage/civil partnership. Married or civil partner applicants do not need to prove two years’ cohabitation, but must evidence a genuine and subsisting relationship and any prior marriages/partnerships must be legally ended.
3. Age requirement
Both partners must be aged 18 or over at the date of application.
4. Financial requirement (income and/or savings)
For new applications made on or after 11 April 2024, the minimum income threshold is £29,000 a year. For applicants already on the five-year partner route granted before 11 April 2024, the previous thresholds continue to apply on extension and settlement: £18,600 for the partner, plus £3,800 for the first dependent child and £2,400 for each additional dependent child. Accepted income sources and evidential formats are set out in Appendix FM-SE and include employment, self-employment, pension, non-employment income, and cash savings.
Where relying solely on savings (no income), a couple with no children must show £62,500 held for at least six months. Where savings are used to address an income shortfall, the formula applies: £16,000 + (income shortfall × 2.5). Evidence must strictly follow Appendix FM-SE.
5. English language requirement
Applicants must meet the required level using an approved test or qualifying exemption. The levels progress with each stage: CEFR A1 for entry clearance, A2 for extension, and B1 (plus the Life in the UK Test) for ILR, unless an exemption applies (for example, nationality of a majority English-speaking country or a qualifying academic award taught in English).
6. Accommodation requirement
You must have adequate accommodation in the UK that you will occupy exclusively and that is not statutorily overcrowded. Evidence typically includes tenancy or title documents, mortgage statements, and where relevant, an inspection report confirming adequacy.
7. Suitability (good character) and dependants
Applications are assessed against the suitability requirements in Appendix FM (including disclosure of criminal convictions and immigration history). Children may apply as dependants where they are under 18 and not leading an independent life; each child has separate fees and IHS.
8. Right to work and processing times
Once granted, spouse/partner leave allows work and study without restriction. Standard processing is typically up to 12 weeks for out-of-country applications and up to 8 weeks in-country, though times are not guaranteed and may vary with caseload and case complexity. Faster paid services may be available; see Section B.
Section A – Summary
The spouse/partner route sits within Appendix FM and, if granted, usually grants 33 months (out of country) or 30 months (in country), leading to a five-year pathway to ILR where requirements continue to be met. Key gateways include genuine relationship evidence, the minimum income threshold (with transitional protection for pre–11 April 2024 grants), English language at the required CEFR level, adequate accommodation, and suitability. Processing times vary and each stage attracts its own fee structure, making budgeting and careful evidential preparation essential.
Section B: UK Spouse Visa Fees 2025
The total cost of a spouse/partner application depends on where you apply, the Immigration Health Surcharge (IHS), and any optional services such as priority processing or document handling. The figures below reflect current published charges and the standard 2.5-year grant of leave for applications made under the family route.
1. Spouse/Partner Application Fee
The Home Office application fee varies by place of application. Each dependant child pays the same fee as the main applicant.
| Cost Category | Apply Outside the UK | Apply Inside the UK |
|---|---|---|
| Partner (spouse, civil or unmarried partner) | £1,938 | £1,321 |
| Each dependant child | £1,938 per child | £1,321 per child |
Note: Fees are set by the Home Office and may change. If an application is refused, fees are generally not refunded. A refund may be available only in limited circumstances, for example where an application is withdrawn before consideration.
2. Immigration Health Surcharge (IHS)
The IHS is payable for each applicant for each year of leave granted. For partner applications, the standard grant is 30 months (2.5 years). The IHS is charged at the point of application.
| Applicant Type | Duration of Leave | IHS Rate | Total IHS Cost |
|---|---|---|---|
| Adult applicant | 30 months (2.5 years) | £1,035 per year | £2,587.50 |
| Child applicant (if applicable) | 30 months (2.5 years) | £776 per year | £1,940.00 |
Notes: The IHS is separate from the application fee. It provides access to the NHS on broadly the same basis as a UK resident, though charges may still apply for certain services (for example, some dental treatment or prescriptions).
3. Additional Costs
- Document translation: Certified translations are required for documents not in English or Welsh. Costs vary by provider, language, and complexity.
- Biometrics / UKVCAS appointments: Biometric enrolment is required. Many standard appointments are free; enhanced locations, out-of-hours, or added services may incur a fee. Where a fixed enrolment fee applies, expect around £19.20.
- Priority services: Super Priority aims for a next-working-day decision after biometrics for an additional £1,000, where available. Availability can be limited.
- Legal representation: Professional fees vary with case complexity and scope (advice, document review, full representation).
- Courier, scanning, and document handling: Optional document services (where offered) may attract additional charges.
4. How to Pay the Fees
Payment is made online during submission of the application. Commonly accepted cards include Visa, Mastercard, American Express, and Maestro. To avoid payment failures:
- Ensure the card supports international online transactions and has sufficient limit.
- Enter the card number, expiry date, cardholder name, and security code exactly as shown on the card.
- Use a secure internet connection and complete any 3-D Secure / Strong Customer Authentication prompts.
- Retain the payment confirmation and reference number generated at submission.
5. Section B – Summary
Budget for the application fee (location-dependent), the IHS for each applicant, and any optional services such as Super Priority. Dependants are charged at the same application fee and IHS rates as the main applicant in their category. Appointment and document-handling costs vary by service level and provider. Because fees are payable at submission and are generally non-refundable if refused, accurate eligibility assessment and complete evidence are crucial to avoid repeat fees.
Section C: Additional Considerations
Beyond the immediate application and health surcharge fees, applicants should prepare for other financial commitments linked to their move, including hidden costs and ongoing living expenses. Effective budgeting not only prevents financial stress but also ensures applicants remain compliant with Home Office requirements at each stage of the visa process.
1. Importance of Budgeting for the Spouse Visa Application
Understanding the full financial picture of a spouse visa application helps applicants manage costs and reduce the risk of avoidable delays. Budgeting should include Home Office fees, IHS payments, translation and legal costs, as well as post-arrival living expenses. Where insufficient funds exist at the time of application, this may delay submission or lead to a refusal if the financial evidence falls short of the rules.
Applicants should also consider the wider costs of relocation—housing deposits, council tax, and utilities—since these will immediately apply upon arrival in the UK. A detailed and realistic financial plan helps ensure the applicant and their sponsoring partner can demonstrate financial stability throughout the visa term.
2. 2024 Increase in the Spouse Salary Threshold
From 11 April 2024, the minimum income requirement for new family route applications increased to £29,000 a year. This change applies to new applicants only. Those who already hold partner visas granted before that date remain on the previous thresholds when applying for extensions or settlement:
- £18,600 per year for the sponsoring partner
- £3,800 for the first dependent child
- £2,400 for each additional dependent child
Applicants and sponsors should keep informed of future changes to income thresholds. Increases could affect extension or settlement applications, so advance planning is essential to maintain compliance with Appendix FM requirements.
3. Potential Hidden Costs
Spouse visa applications can involve several secondary or unexpected expenses. These include translation of documents, optional fast-track services, and post-arrival costs. Recognising and planning for these items can prevent unnecessary stress or shortfalls during the process.
- Document preparation: Certified translations and notarisation can cost significantly depending on volume and language.
- Legal assistance: While not mandatory, legal representation can add professional fees but may increase the likelihood of approval by ensuring compliance with Appendix FM-SE evidence standards.
- Biometric enrolment: Some centres charge for enhanced appointments; standard biometric fees are around £19.20.
- Expedited processing: Super Priority Service costs around £1,000 and provides a next-working-day decision after biometrics where offered.
- Living expenses: Budgeting should also account for UK housing, travel, food, and daily essentials, which vary by region.
- Healthcare extras: The IHS covers NHS access, but private or dental care may still incur out-of-pocket expenses.
4. Preparing for Hidden Costs
Applicants should take practical steps to prepare for hidden and variable costs:
- Research: Review current local housing and cost-of-living data for the intended area of residence, and identify translation or legal service rates in advance.
- Detailed budgeting: Create a line-item budget that allocates funds for application fees, medical surcharge, and a contingency buffer for unforeseen expenses.
- Professional guidance: Consulting an immigration lawyer or adviser can help forecast realistic total costs and ensure accurate financial evidence in line with Appendix FM-SE.
Section C – Summary
Spouse visa applicants must plan for more than the application fee and IHS. The increased 2024 salary threshold means sponsors need to show higher earnings or qualifying savings, and a well-structured budget helps ensure funds are available for every stage of the process. Accounting for hidden costs such as translations, professional fees, and living expenses supports both compliance and financial readiness for life in the UK.
Section D: Summary
The spouse visa enables eligible partners of British citizens or settled persons to live and work in the UK. While often referred to as a “spouse visa”, it is formally part of the family route under Appendix FM of the Immigration Rules. Each application under this category involves several key costs and requirements that must be understood and budgeted for in advance.
The application fee as of 2025 is £1,938 for applications made from overseas and £1,321 for those made from within the UK. In addition, applicants must pay the Immigration Health Surcharge (IHS) at £1,035 per adult and £776 per child per year of leave. The IHS grants access to NHS services during the visa period.
Each dependant added to the application is charged at the same rate as the main applicant. Beyond these fixed costs, applicants should also plan for document translation, biometric enrolment, optional priority services, and any professional or legal assistance they choose to use.
Given that most fees are payable up front and non-refundable, it is crucial to check eligibility thoroughly, gather complete evidence, and submit a compliant application. Taking these steps reduces the risk of refusal and prevents unnecessary repeat costs.
Section E: Need Assistance?
Applying for a UK spouse visa can be complex, particularly when navigating the financial and evidential requirements. For expert guidance on preparing or submitting your application, contact our specialist immigration advisers through:
Both resources provide detailed insights into the eligibility rules, evidence checklists, and strategies for ensuring a successful application. Professional advice can help identify potential issues early, improving your prospects of approval and reducing the risk of costly refusals.
Section F: FAQs
1. What is the cost of a spouse visa in the UK for 2025?
The spouse visa fee for 2025 is £1,938 when applying from outside the UK and £1,321 when applying from within the UK. Applicants must also pay the Immigration Health Surcharge (IHS), currently £1,035 per adult per year and £776 per child per year of leave granted.
2. How long does it take to get a spouse visa?
Standard processing times are usually up to 12 weeks for applications made outside the UK and up to 8 weeks for in-country applications. Timelines can vary depending on case complexity, supporting evidence, and Home Office workload. Super Priority processing, where available, aims for a next-working-day decision after biometrics for an additional £1,000 fee.
3. Can I work on a spouse visa?
Yes. Holders of a UK spouse visa are permitted to work and study in the UK without restriction for the duration of their visa.
4. What happens if my spouse visa application is refused?
If refused, you will receive a refusal notice explaining the reasons and whether you have a right of appeal or administrative review. Most refusals occur due to insufficient evidence or failure to meet eligibility requirements. Applicants can reapply after addressing the issues raised, but the application and IHS fees must be paid again.
5. Can I extend my spouse visa?
Yes. A spouse visa can normally be extended for another 30 months, provided the eligibility criteria continue to be met. After five years’ continuous residence under this route, you may be eligible to apply for Indefinite Leave to Remain (ILR).
6. Do I need to prove my income for a spouse visa?
Yes. The sponsoring partner must demonstrate a minimum income of £29,000 per year for new applications made on or after 11 April 2024. Applicants under the transitional provisions (granted before this date) continue on the lower thresholds. Income can come from employment, self-employment, savings, pension, or other accepted sources under Appendix FM-SE.
7. Are there English language requirements for the spouse visa?
Applicants must meet the English language requirement at the appropriate CEFR level: A1 for initial applications, A2 for extensions, and B1 plus the Life in the UK test when applying for ILR. Nationals of majority English-speaking countries or those holding qualifying degrees taught in English are exempt.
8. What documents do I need to provide with my application?
Documents usually include:
- Proof of relationship (marriage certificate, photos, communication records)
- Proof of income (payslips, bank statements, employment letters)
- Evidence of accommodation (tenancy, mortgage, or property documents)
- Proof of English language ability or exemption
- Certified translations for non-English or non-Welsh documents
9. Can I apply if I have a criminal record?
Having a criminal record does not automatically disqualify you. However, serious convictions, recent offences, or immigration breaches can lead to refusal under the suitability criteria in Appendix FM. All relevant details must be declared; failing to do so may itself lead to refusal.
10. How do I pay for the spouse visa application?
Payments are made online as part of the application process. Accepted cards include Visa, Mastercard, American Express, and Maestro. Ensure the card allows international transactions and that all payment details are correct before submitting. You will receive an on-screen and email confirmation once the payment is successful.
Section F – Summary
The spouse visa application process combines fixed Home Office charges with other variable costs such as the IHS, document translation, and legal services. By preparing well, budgeting accurately, and ensuring your evidence meets the requirements of Appendix FM and FM-SE, you can minimise delays and improve the chance of a smooth and successful application.
Useful Links
| Resource | Link |
|---|---|
| UK Government – Family Visas | https://www.gov.uk/uk-family-visa |
| UK Government – Visa Fees | Visa Fees Table |
| UK Government – Immigration Health Surcharge | Healthcare Surcharge Information |
| UK Government – Contact UKVI | Contact UK Visas and Immigration |
| Xpats.io – Spouse Visa UK | https://www.xpats.io/spouse-visa-uk/ |
| Xpats.io – Family Reunion Visa | https://www.xpats.io/family-reunion-visa/ |
| Xpats.io – Spouse Visa UK Fees | https://www.xpats.io/spouse-visa-uk-fees/ |
| DavidsonMorris – Spouse Visa UK | https://www.davidsonmorris.com/spouse-visa-uk/ |
| DavidsonMorris – Family Reunion Visa | https://www.davidsonmorris.com/family-reunion-visa/ |
| DavidsonMorris – Spouse Visa UK Fees | https://www.davidsonmorris.com/spouse-visa-uk-fees/ |
